The Way Money Moves Is Changing
SEID Intel by Oluwatoyin Money has always evolved. There was a time when cash was king. Then came debit cards, internet banking, mobile apps, and instant transfers. Today, sending money can be as easy as sending a text. At least, until that money has to cross a border. That difference says a lot about where […]
Every Industry Has That One Gathering
SEID Intel by Oluwatoyin Every family has that one gathering. The one where everyone shows up. The cousin who lives abroad. The aunt who somehow knows everyone’s latest gist. The uncle who’s convinced he has the answer to everything. The younger ones who spend more time listening than talking. Different people. Different perspectives. Somehow, ev
The Journey of a Bag of Rice
SEID Intel by Oluwatoyin A few days ago, I was putting away groceries when a bag of rice sitting in the corner caught my eye. I suddenly realised I’d never really stopped to think about how much had to happen before it reached my kitchen. Not just the farming. Everything else. Long before it found […]
The Business of Convenience
SEID Intel by Oluwatoyin I realised recently that I couldn’t remember the last time I went to a physical market to buy foodstuffs. These days, I order what I need online and have it delivered. Not everyone is sold on that idea, and that’s fair. But it got me thinking about how often convenience influences […]
Understanding Insurance Beyond Compliance
SEID Intel by Oluwatoyin Nobody buys an umbrella because they want it to rain. In fact, most people buy one hoping they never have to use it. That is probably why insurance occupies such an unusual place in our lives. We understand the importance of preparation, but we do not always talk about it in […]
The Human Capital Challenge in the Manufacturing Sector
SEID Intel by Oluwatoyin Every day, millions of Nigerians use products that were manufactured, packaged, assembled, or processed by someone they might never meet. From the bread we eat in the morning and the water we drink, to the products we use daily, they all pass through the hands of people working behind the scenes […]
The Rise of Retail Investors in Nigeria
SEID Intel by Oluwatoyin There was a time in Nigeria when investing felt like a world reserved for a certain kind of person.People in suits. People in boardrooms. People who understood terms like equities, bonds and treasury bills. For the average Nigerian dealing with rising food prices, transport costs and the pressure of simply getting […]
AI and the Future of Finance
SEID Intel by Oluwatoyin For many Nigerians, January comes with a familiar financial pattern. December is often characterized by increased spending, rising travel, family obligations, and celebrations with friends and loved ones that quietly replace budgeting. Then January arrives with school fees, transport costs, rent, and the long-standing joke that the m
What Stays?
SEID Intel by Oluwatoyin What Stays? In a world driven by attention, where brands are moving faster than ever and leveraging trends, platforms, and evolving technologies to create quicker content and louder visibility, one thing has become increasingly clear: Visibility is no longer enough. At SEID, one question continues to shape the way we think: […